You study to become a doctor, you study to become an engineer. But ask yourself, what do you study to become rich? Is there a course for it? In India, you’ll find tons of aspiring millionaires, but sadly, most never make it. Why? Because the education system doesn’t teach us anything about how to make money or manage it in the long run.
Let’s dig into this. How can you become rich in a world where money management isn't part of the school curriculum?
The Problem with Our Education System
We’ve all been there: enduring years of schooling, cramming textbooks about History, Geography, Biology, and Physics. Students spend about 14 years from KG to Grade 12 in school, and while they walk out as “well-rounded individuals,” there isn't an ounce of financial education taught.
Most students leave school without knowing what to do with the money they will someday make. Or worse, they don't know how to make any at all. If you aren’t taught how money works in school, how can you expect to be financially stable, let alone wealthy?
Our education system focuses on academic knowledge, but it sorely lacks life preparation, especially around money. And what happens because of this? Our youth struggle with employment, not because they’re uneducated but because they lack skills people are willing to pay for.
What’s Missing: Skill Development and Financial Education
The tragic part is that no matter how much you know about ancient civilisations or the periodic table, it won’t necessarily get you hired. Earning money requires a skill, and so does managing it. Unfortunately, these critical lessons are nowhere to be found in our education system.
If nobody teaches you how to make and handle money, you’re left wandering in the dark. That’s what this post – and the right mindset – aim to fix.
The Importance of Financial Education
So why is understanding money so crucial? Because earning is just the first step. A lack of financial education means people may earn money and then lose it as fast as they make it. Without the right tools and habits, it’s difficult to hold onto wealth, and even harder to grow it.
If you’re serious about achieving financial independence, you need more than just a good job. You need financial literacy, curiosity, and a desire to continuously learn.
Why Most People Struggle with Wealth
Most people aren't rich because they don’t know how to be. It’s not taught at school, and often not even at home. The gap between what you learn and what you need to thrive financially is huge. To bridge that gap, I'll share three key things: how to earn money, how to secure it, and how to grow it.
How to Cultivate Financial Curiosity
To become financially educated, you have to be curious about finance. When we talk about curiosity, I don’t just mean clicking on articles or following trends half-heartedly. I mean dedicating time to learning and exploring financial concepts. You need to spend time understanding how money works, how investments grow, and why some businesses succeed while others fail.
Look into stocks, personal finance, cryptocurrency, and even real estate markets. Dive deep into what interests you the most—and you’ll start seeing doors opening.
Now, there’s no single ‘right’ place to start, but there are tools out there today that can speed up your learning journey.
Introducing Probo: An App that Builds Financial Knowledge
Ever heard of Probo? It’s a fantastic app that allows you to explore finance through opinion trading. It's designed to make financial learning practical and fun. By covering complex topics like cryptocurrency, stocks, opinion trading, and currency exchange, it helps you build strong financial knowledge while also allowing you to trade based on your opinions and predictions.
Here’s the thing: Probo isn’t just about trading; it’s about learning. It makes financial education interactive. Imagine learning about market cap, stock prices, or currencies by trading your views. There’s no better way to learn than by getting your hands dirty—and Probo helps you do exactly that.
Whether you’re watching the market trends or learning through curated questions, the app gives you a space to apply what you're learning. You’ll start noticing patterns, assessing risks, and growing your understanding of economic factors like never before.
Exploring Financial Markets with Proven Tools
Probo allows you to enter various forms of trading and predictions to help make sense of markets. There are lots of trading options available, from cryptocurrency to stock markets and even predicting market caps.
Here’s an example: Let’s say you're exploring the crypto market. You could predict whether Bitcoin prices will rise or fall by a specific percentage. If your predictions are accurate, you profit. But even if they aren't, you've learned something—about markets and about making smarter decisions next time.
Finally, the app keeps things approachable, even for beginners. It’s user-friendly, and you can start small, using low amounts of money to test your predictions and increase your learning.
Practical Steps to Making Financial Education Work for You
While tools like Probo are brilliant at enhancing your financial know-how, it’s just part of the bigger picture. To truly become financially independent, you’ve got to master a few key areas.
1. Learn How to Earn Money
There are two main ways to make money. The first is the traditional job route, where you trade time for money. It has its limits: you can only earn as much as the number of hours you work. The second—and often more lucrative—option is what we call leverage. This means expanding your impact by using resources like people, technology, or systems to multiply your earning potential.
Look at any major businessman or successful entrepreneur. Yes, they’re talented, but more importantly, they have people working under them, systems in place that generate wealth even when they aren't actively working. You need to understand which skill or leverage method fits your life best.
2. Develop Your Skills
Your ability to earn more money directly ties back to the skills you possess. The higher your skill level, the more you can charge for your time—or even better, leverage those skills to command higher fees in your own business. The world has too many employees and too few specialists. Which do you want to be?
Everyone has talents. It’s up to you to discover yours and find a way to make money with it. But think bigger: could you teach others? Could you open a business around it? For example, if you're great at playing the guitar, consider scaling up by offering lessons, launching online courses, or opening an institute. That’s how skills turn into wealth.
3. Secure Your Money
Earning money is great, but it means nothing if you can’t keep it. Most people spend as fast as they earn, and the result is an empty bank account. Securing your money means learning proper financial management. It’s about making good spending habits, saving consistently, and above all, budgeting smartly.
Use financial tools and apps to help you automate savings and manage your expenses better. Every penny counts when you’re working towards larger financial goals.
4. Grow Your Money
Once you’ve learned to secure your earnings, it’s time to grow them. This is where investing comes into play. Whether you're putting your funds into the stock market, real estate, or back into your own business, the key is to start early. Learning to grow money isn’t about quick wins, but long-term success.
If you aren’t yet familiar with how to make your money grow, take a course, watch a few videos, and educate yourself fully. The more you know, the wiser your decisions will be.
The Power of Learning by Doing
Everyone has heard the phrase “practice makes perfect,” but how often do we apply it to financial education? Learning through action—whether via tools like Probo or traditional investing—is the best way to solidify your knowledge. It’s a habit, a mindset.
By jumping into app-based learning and opinion trading, you're putting theory into practice. Every decision, every trade—even the ones that go wrong—teaches you invaluable lessons. And the great thing is, with Probo, you can use very small investments, minimising risk while maximising learning.
Opportunities Through Probo: Refer and Earn
Beyond trading and learning, Probo also offers a fantastic Refer and Earn feature. Share your referral link with friends or family, and both of you benefit. Not only do they earn a bonus for joining, but you get additional earnings. It’s a simple yet effective way to boost your income.
Your Path to Becoming Rich: Three Core Financial Principles
Let’s sum up the three essential things you need to master if you truly want to be rich.
1. Earn Money
If you want to get rich, you have to first learn how to earn money. Focus on developing your marketable skills, understanding where you can provide value, and leveraging the platforms and systems in place to make the most of it.
2. Secure Your Money
You must know how to secure your earnings. Too many people make the mistake of spending all their money without thinking long-term. Learn to protect what you earn through saving strategies, proper budgeting, and smart financial planning.
3. Grow Your Money
Once you’ve secured your money, the final step is to make it grow. Financial growth happens through smart investment, whether through stocks, mutual funds, real estate, or expanding your own business ventures.
Ready to Take Charge?
So, now you know the core steps to mastering financial education: earning, securing, and growing your money. These three things will set you well on your way to becoming rich in the long run. Not only that, but you've also got a brilliant tool in Probo to help you practise what you're learning.
Now it’s your turn:
- What will you do to increase your earnings?
- How will you secure your money?
- How do you plan on growing your wealth?
Leave your answers in the comments below and let the community learn from your strategy!
Finally, don’t forget to download Probo to kickstart your financial education journey. The app link is in the description – so why wait?
Be smart. Be curious. Be Probo-ready.